Every generation must adapt to changing security challenges and the evolving need for proactive personal safety habits. Today some of the biggest threats to our personal lives and family lives have to do with the security of our private information. Sensitive personal data, including financial information, has a lot of value to thieves. Never before has it been so important to keep track of our private bank records, payment card information, and financial data.
If a thief got access to a credit or debit card belonging to you, they could do a significant amount of damage before getting caught. If you provided payment card information to the wrong website or in an email sent to a scammer, that information could harm your financial well-being and your credit rating. Young adults unfamiliar with credit card security habits or older adults who only rarely use the Internet do not have the skills required to protect themselves from the people who want to exploit them. Financial identity theft can have significant negative consequences to you and to the people you care about. This is why taking proactive steps is so important.
These are some simple ways you can increase your personal security so that you are in a better position to provide assistance to others.
• Designate a safe storage area for financial papers and bank statements. When purses, briefcases, or backpacks are stolen our first concern is generally for cash, payment cards, and personal electronic devices. However, many people carry important papers around in these bags. Savvy thieves will take these papers and use them to exploit your financial security on a much higher level. Instead of carrying these papers around with you, store them in a locked file box or cabinet. This simple step can minimize the damage done after a personal bag has been stolen.
• Update your computer malware software. Computer malware comes in a wide variety and can cause a lot of harm. Some programs are intended to record keystrokes while others secretly deliver your personal information to a hacker. Just having an anti-malware program on your computer is not enough. This program needs to be updated from time to time to keep up with evolving electronic threats.
• Protect payment cards that use RFID chips. Many new payment cards include built in RFID chips to make processing payments faster and more convenient for consumers. These chips have even been integrated into some forms of identification, such as passports, because they can store so much detailed information. The downside of this technology is that thieves can use virtual pick-pocketing devices to scan the cards from a distance.
Protecting RFID cards from this new kind of theft is actually quite easy. The Stealth Card can be placed alongside the rest of your payment cards and will block incoming signals that would illegally access the information on the chips. You can still use your payment cards as you normally would.
Knowing about the modern threats to your personal safety gives you a head start on developing proactive countermeasures. Share these tips with the people you care about.