Online stores offer easy and convenient alternatives to people wishing to avoid the hassle of conventional retail outlets, especially during the holidays. Virtual storefronts are open 24 hours a day and let you compare prices and products with just a click. There is never any traffic and your entire holiday shopping can be taken care of in an afternoon. While online stores offer a number of advantages, shoppers need to be aware that thieves are ready to take advantage of unwary consumers.Who Are You Really Buying From?
There are hundreds of reliable and trustworthy online retailers; chances are you have purchased something from them in the past. Scammers and thieves can set up phony websites meant to lure shoppers in with great deals. Once the thieves have collected a shopper’s financial information, the website is destroyed and no trace is left. How can you avoid this kind of scam? Keep these tips in mind:
Online retailers send confirmation notices, electronic receipts, and other important notices to the email account you provide. Save each one of these until the items have been received and verified. Any returns, exchanges, or refunds are likely to require the information contained in these emails and they will provide important documentation should any problems arise with a transaction.Be Careful When Donating to Charitable Causes
Online thieves develop websites to resemble popular charitable causes and will collect personal financial information this way, too. If charitable donations are part of your family’s holiday tradition, make sure you do a little digging to determine whether or not a website is actually connected with the charity you wish to donate to.Protect Your Electronic Financial Information
If you have a payment card with an RFID chip, then you need to take steps to safeguard this form of electronic information, too. A Stealth Card will keep these cards safe from thieves using RFID scanners.